Receiving a handful of coins and bills as change can be pretty inconvenient, especially if you need to carry them around as you go about your day. Sure, you can stuff them neatly in your wallet or coin purse, but as they pile up, there should be another solution to hold your endless barya.

And who hasn't encountered the perennial "meron po ba kayong exact amount" question when paying at the cashier?

The good news now is there is e-sukli! Digital financial services leader PayMaya and the Philippines' largest department store, The SM Store, launched this innovative solution to make receiving change more convenient for shoppers. e-sukli allows customers to receive a change of up to P50 directly to their PayMaya accounts instead of taking bulky coins and bills from the cashier.

Now available in over 60 The SM Store branches nationwide, E-sukli makes receiving change much easier and eliminates the need to find a smaller bill for your purchases. It is also a great way to accumulate funds in your PayMaya account so you can use it when paying cashless the next time you go shopping, dine at your favorite restaurant, or pay bills.

Not only is using e-sukli easy and convenient, but just like any PayMaya experience, it can also be rewarding. From April 1 to 30, 2022, those who use e-sukli in any of The SM Store branches will get an additional bonus of P5, P10, or P25 on top of their actual change. Be sure to avail yourself of this unique promo by SM and PayMaya for a hassle-free shopping experience that can help you earn a little extra for yourself!

E-sukli can be used at the checkout counter in The SM Store by simply asking the cashier to send your change via PayMaya. On your PayMaya app, tap the icon in the upper-left corner and tap the QR code beside your name. The cashier will then scan your PayMaya account QR code and transfer your change.

The e-sukli initiative with The SM Store is just among the many programs and innovations that PayMaya is rolling out to its enterprise partners to encourage more Filipinos to adopt digital payments for their everyday transactions.

ShopeePay, Shopee’s integrated mobile wallet, continues to make financial services more accessible and convenient for Filipinos. The e-wallet offers free and real time transfers, on top of other free services, to enable easier and more seamless digital transactions.

ShopeePay users can now enjoy free cash ins and bank transfers in real time with 35+ banks and e-wallet partners, including BDO, Bank of the Philippine Islands (BPI), RCBC, Metrobank, Chinabank, UnionBank, and more with InstaPay. InstaPay is an electronic fund transfer (EFT) service that allows customers to transfer funds almost instantly between accounts and is available 24/7, all year round. On top of the new cash in via InstaPay option, users can also link their bank account to their ShopeePay Wallet for free and easy cash ins.

Within the app, verified ShopeePay users can also instantly send money to any ShopeePay user for free, available 24/7. Additionally, senders can also personalize their send money transactions with themed virtual cards fit for any occasion. With ShopeePay, users can do more cashless transactions and get discounts on load products and cashbacks on bills payment.

As more consumers embrace and adopt digital transactions, ShopeePay aims to support the transition by providing hassle-free digital banking options. This year, the Philippines saw an exponential growth of new digital consumers, recording about 12 million since the start of the pandemic. Aside from the significant increase in digital consumers in the country, there is also a notable increase in the adoption of digital-only banking, recording 18.34 percent in 2021, and is expected to reach 36.18 percent by 2026.

Ruoshan Tao, Head of ShopeePay Online, Philippines, said, “The digital market of Southeast Asia is rapidly growing, and digital transactions such as online payments and money transfers are also becoming more prevalent. At ShopeePay, we are committed to providing our users with seamless and easy access to digital financial services through a secure and integrated ecosystem. We look forward to continue helping Filipinos embrace digitalization.”

Here’s how to cash in to your ShopeePay Wallet via InstaPay, and enjoy up to P25 cashback on your InstaPay fee:

Tap ‘Cash in’ on your ShopeePay wallet.

Click the ‘InstaPay’ dropdown.

View the specific instructions and cash in from your preferred bank.

You will receive a notification if your cash in was successful.

If eligible, you will receive the cashback after 7-10 working days.

To transfer money for free from your ShopeePay Wallet to your selected bank account or e-wallet via InstaPay, make sure that your ShopeePay account is verified. Here’s how to transfer:

Tap ‘Send Money’ on your ShopeePay wallet.

Select either ‘To Bank Account’ or ‘To E-Wallet’

Choose the bank/e-wallet you want to send money to and input the required details.

Enter the amount to be sent.

Review all details to ensure accuracy and proceed with sending money.

To send money for free to other ShopeePay users, you must have a verified ShopeePay account. Here’s how:

Tap ‘Send Money’ on your ShopeePay wallet.

Select ‘To Shopee User’.

Enter the phone number or Shopee username to send money to.

Input the amount to send. You may also personalize your transfer with a virtual card.

Enter your ShopeePay PIN to confirm the transaction.

To know more about ShopeePay’s InstaPay feature, visit https://shopee.ph/m/shopeepay-instapay.

To enjoy free cash ins and transfers, and also save on additional fees, make sure to activate ShopeePay. With ShopeePay, you can also avail of exclusive deals when you Buy Load, Pay Bills, and Scan to Pay at thousands of merchants nationwide. Download the Shopee app for free via the App Store or Google Play.

As the country experiences heightened community quarantine measures, staying safe is everyone's top priority. Limiting our movements outside is the best thing we can do to help curb the transmission of the COVID-19 virus. Thanks to financial technology, we can do our everyday transactions through our mobile phones, including sending money.

Sending money to family and friends or paying someone - even those without a bank or an e-wallet account is so much safer and convenient with PayMaya and Smart Padala. With your PayMaya mobile wallet app, you can quickly send money from the comfort of your homes to almost anyone in the Philippines through its nation-widest Smart Padala agent network.

With this service, recipients can quickly head to the nearest Smart Padala agent. These agents are usually sari-sari stores in the neighborhood communities, so it is like walking to the house of their trusted kapitbahay – no need to commute or line up at remittance centers to claim the funds.

On top of the convenience it brings, this service is also affordable. The sending fee for this transaction is just 1.5% of the amount you're transferring – that's as low as P1.5 per transaction!

Ready to send money from PayMaya to your recipient's trusted Smart Padala agent? The process is easy. Just follow these simple steps:

Ask your recipient for the 16-digit account number of their preferred Smart Padala agent

On your PayMaya app, tap "Send Money"

Enter the 16-digit Smart Padala account number on the mobile/account number field

Input the amount you wish to send and tap "Continue"

Check the transaction details, make sure they're correct, and tap "Send"

Share the transaction's reference number with your recipient. They will need this plus one valid ID to claim the money.

PayMaya users can use the mobile app to send money for free to millions of PayMaya users anytime, anywhere.

Whether you're sending money for bunso's tuition fee or extra budget to buy groceries, it's now easier than ever to send some love to your family across the country while still keeping yourself safe at home.

To start enjoying safe, convenient, and rewarding transactions for your everyday needs, download the PayMaya app at https://official.paymaya.com/CAK1/425eb133 and register an account.

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines, with platforms and services that cut across consumers, merchants, communities, and government.

As of end-June 2021, it provides more than 38 million Filipinos access to financial services through its consumer platforms. Customers can conveniently pay, add money, cash out or remit through its over 300,000 digital touchpoints nationwide. Its Smart Padala by PayMaya network of over 45,000 partner agent touchpoints serves as last-mile digital financial hubs in communities, providing the unbanked and underserved access to digital services. Through its enterprise business, it is the largest digital payments processor for key industries in the country, including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants, as well as government agencies and units.

To know more about PayMaya's products and services, visit www.PayMaya.com or follow @PayMayaOfficial on Facebook, Twitter, and Instagram.

Grocery shopping this February is more rewarding when you go cashless as PayMaya teams up with the biggest supermarkets in the country to give you a safer and more convenient experience when purchasing your daily essentials with PayMaya QR.

Until February 28, 2021, you can get up to P250 in cashback when you #ScanToPay via PayMaya QR at your go-to supermarkets including Mercury Drug, Robinsons Supermarket, The Marketplace, Super8, Waltermart, AllDay, and South Emerald, among so many others. To know the full list of participating supermarkets, visit http://pymy.co/FebGroceryQRCashback.

All you have to do is #ScanToPay at least P1,000 for your everyday purchases to get a P50 cashback. You can enjoy this reward up to five times for the entire promo period – giving you a total of P250 in savings, at your favorite grocery stores all over the country.

With these exciting rewards, PayMaya QR is truly the #BetterQR to use when stocking up on your essentials, or shopping for your next cooking or baking experiment. Not only can you enjoy a safer and more convenient way of paying for your everyday needs, you also get to enjoy Balik Bayad which you can use to buy extra ingredients for meals for the family or something special for yourself.

Getting your own PayMaya account and enjoying the convenience of shopping contactless is very easy. Just download the PayMaya app at https://official.paymaya.com/CAK1/425eb133 and register an account to find out what it’s like to go cashless with the fastest, safest, and most rewarding way to pay for anything online and in stores! Remember, for your everyday needs, don’t pay cash. PayMaya!

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cut across consumers, merchants, communities, and government. Through its enterprise business, it is the largest digital payments processor for key industries in the country including "everyday" merchants such as the largest retail, food, gas, and eCommerce merchants as well as government agencies and units.

Through its app and wallet, PayMaya provides over 28 million Filipinos with access to financial services. Customers can conveniently pay, add money, cash out or remit through its over 200,000 digital touchpoints nationwide. Its Smart Padala by PayMaya network of over 37,000 partner agent touchpoints nationwide serves as last-mile digital financial hubs in communities, providing the unbanked and underserved with access to digital services. To know more about PayMaya's products and services, visit www.PayMaya.com or follow @PayMayaOfficial on Facebook, Twitter, and Instagram

The fast-phased environment before has disrupted the norms and now the pandemic created a new normal. What's important is that everyone is adapting, innovating and evolving just like the Jollibee Foods Corporation (JFC), all togehter with its food and restaurant brands in the country has begun piloting an interactive mobile ordering system via chatbot, with a seamless payment experience powered by PayMaya.

Customers in select areas can now use their credit, debit, or prepaid cards as well as their PayMaya e-wallet accounts to pay for their favorite food items and meals via the Facebook Messenger channels of Jollibee, Burger King, Chowking, Mang Inasal, and Red Ribbon -- which are all currently running on beta version. This will soon be available in the Facebook messenger of Greenwich as well.

All they need to do is type “#order” and send this to the Facebook chatbot of their favorite JFC restaurant, select the meal they’d like to order, pay by selecting their preferred cashless payment option, and wait for their food to be delivered in their homes.

As an added treat, customers can get up to 100% cashback when they pay using their PayMaya registered mobile number upon ordering via chatbot with a minimum spend of P500.

“As we implement more stringent safety measures in this 'new normal', the availability of PayMaya’s cashless payments solutions helps ensure that both our customers and frontliner workers are protected, while at the same time giving them a more joyful experience when they order their favorite food from any of our brands," said Jollibee Global Brand CMO, JFC Philippines Country Business Group and concurrent Jollibee PH Marketing Head Francis Flores.

Offering cashless payment options via the Facebook chatbot is just the next step in the partnership between PayMaya and JFC. In 2019, this partnership also helped pave the way for the launch of digital payments through self-ordering kiosks in Jollibee, Burger King and Chowking stores via the One by PayMaya Point-Of-Sale Device, and now has expanded its cashless payment option in 300 Jollibee stores.

“Over the past months we've seen an acceleration in the evolution of 'conversational commerce', with businesses and entrepreneurs harnessing their networks through chat apps to continue selling their products. During this time, businesses like JFC's brands need to be present where their customers are, and today most of the customers are online–so offering a wide variety of digital payment options ensures a safe and seamless ability for them to meet their business and customer needs," PayMaya President Shailesh Baidwan said.

Soon, JFC will also be rolling out PayMaya’s Digital Invoice solution when ordering online via its various brand's delivery websites or through their respective hotlines, allowing customers to receive an invoice with a payment link via SMS or email so that they can also pay using any card or using their PayMaya account.

Aside from enabling the cashless payments acceptance of various JFC brands, PayMaya has also partnered with Jollibee Group Foundation to allow them to receive donations from anywhere around the world via the #OneAgainstCOVID19 campaign website (pymy.co/jollibee) or through the Pay Bills function of the PayMaya app.

PayMaya is the only end-to-end digital payments ecosystem enabler in the Philippines with platforms and services that cuts across consumers, merchants, and government. Aside from providing the payments acceptance for the largest e-Commerce, food, retail and gas merchants in the Philippines, PayMaya is enabling national and social services agencies as well as local government units with digital payments and disbursement services.

Through its PayMaya app and wallet, it is providing millions of Filipinos with the fastest way to own a financial account with over 40,000 Add Money touchpoints nationwide, more than double the total number of traditional bank branches in the Philippines combined. Its Smart Padala by PayMaya network of over 30,000 partner agents nationwide serves as last mile digital financial hubs in communities, providing the unbanked and underserved with access to services.

To know more about PayMaya's products and services for businesses and merchants, visit http://enterprise.paymaya.com.