Let’s face it: credit is often misunderstood. For some, it’s a safety net. For others, it’s a cycle they can’t break. But the truth is, credit—when used with intention—can be one of your most powerful financial tools. The difference lies in how it’s built, and who it’s built for.

That’s where Maya, the #1 Digital Bank in the Philippines, stands out. Instead of treating credit as a one-size-fits-all solution, Maya designs tools that adapt to your real life—whether you’re managing emergencies, covering essentials, or working toward long-term financial wellness.

Here’s how Maya helps you borrow smarter, not harder:

Credit That Works When You Need It

Emergencies don’t wait for ideal timing. That’s why Maya offers Easy Credit[1], a revolving credit line of up to ₱30,000, available instantly when you need it. There’s no paperwork needed, and with up to 30 days to repay what you use.

The best part? It’s built into the Maya app, right where you manage the rest of your finances, so you stay in control without disruption.

Credit Without the Catch

When you need more than just a short-term boost, Maya Personal Loan[2] gives you access to up to ₱250,000, with flexible repayment terms of up to 24 months. No collateral required.

Whether you’re handling a major life expense or consolidating existing debt, Maya’s loan product is designed to be predictable and manageable, so borrowing doesn’t turn into burden.

Credit Cards with Built-In Discipline and Rewards

The right credit card doesn’t just help you spend, it helps you earn. Maya’s Landers Cashback Everywhere Credit Card gives you up to 5% on Landers purchases, 2% on dining, and 1% on all other qualified transactions.

Looking for something elevated? The Maya Black Credit Card delivers more than just sleek design. It lets you earn instant Maya Miles—versatile points every time you spend. You can soon use them to pay for shopping or dining, convert your Maya Miles into airline miles right in the app, starting with partners like Philippine Airlines. Plus, get access to exclusive rewards through Maya’s in-app catalog, giving you more value with every spend.

Tools to Help You Borrow and Save Simultaneously

Maya understands that the best borrowing decisions happen when you're not operating on panic. That’s why you can pair your credit use with Personal Goals inside Maya. Create up to 5 savings goals, each earning 4% p.a. interest, and build buffers for upcoming expenses, from tuition to travel.

Responsible borrowing doesn’t mean saying no to credit. It means choosing tools that meet you where you are and help you grow from there.

Maya is here to champion financial choices that reflect who you are and where you’re going. That means more transparency, more control, and more respect for your time and your effort.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

 

For many Filipinos, payday feels less like a reward and more like a reset. As soon as salaries come in, bills and expenses quickly follow, leaving many to stretch every peso before the next payday arrives.

Maya, the leading digital bank in the Philippines, is helping change that. With smart tools and an easy-to-use app, Maya enables users to manage their finances better, save effortlessly, and build long-term financial stability, no complex spreadsheets needed.

Here’s how Maya helps you move from just getting by to actually getting ahead:

Make Savings Part of the Plan, Not the Afterthought

Instead of waiting to see what’s left at the end of the month, Maya helps you set aside funds the moment your income hits. Maya Savings offers up to 15% p.a. interest , credited daily so your money grows while you focus on everyday needs. No pressure, no lock-in, no guesswork.

Turn Everyday Spending into Real Rewards

Most people separate spending from saving but Maya connects the two. Use Maya for your everyday payments like bills, groceries, shopping, and get rewarded with higher savings interest. It’s a system that works with your lifestyle, not against it.

Keep Your Goals Clear and Organized

Trying to save for multiple things at once? Maya Personal Goals lets you create up to five customized savings pockets, each earning a base interest rate of 4% p.a. Whether it’s for rent, school fees, a trip, or a backup fund, you can stay organized and track progress without mixing up your priorities.

And when you need a financial cushion, Maya offers Easy Credit , a built-in revolving credit line of up to ₱30,000 that you can use for emergencies, essentials, or even last-minute bills. It’s a smart, flexible way to stay on track when life doesn’t go as planned.

One App, Total Control

Instead of bouncing between multiple apps, Maya brings everything—banking, saving, credit, and payments into one clean, intuitive space. You get a full view of your money and fewer missed payments or budget blind spots.

You shouldn’t have to overhaul your lifestyle to feel more secure with your money. Maya is designed to help you make the most of what you have, plan with confidence, and stop living from one cutoff to the next.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Every parent knows the drill: a new school year means a fresh wave of expenses—uniforms, tuition, supplies, baon, gadgets. And somehow, you’re expected to cover all of it without blowing the monthly budget.

This year, take the pressure off. Maya, the #1 Digital Bank app in the Philippines, is helping parents power through back-to-school season with smart, stress-free money moves that protect your wallet and your peace of mind.

Stretch your budget and win big when you shop for school

School expenses can stack up fast, but with Maya Easy Credit, you get instant access to up to P30,000 in revolving credit, right inside your Maya app. Whether it’s for baon, uniforms, or last-minute school supplies, you’ve got extra budget ready when you need it.

And here’s the best part: your back-to-school spending can earn you big rewards. Every time you use Maya, you get a chance to win cash prizes. Get 5 raffle entries for every P500 spent via QR with Maya Easy Credit, and 1 raffle entry for every P250 spent using your Maya Wallet. Weekly winners can take home up to P15,000, while two lucky users will score P100,000 each month. The more you spend, the more chances you have to win, just by taking care of school essentials.

Approval for Maya Easy Credit is subject to credit evaluation. Users must be 21 to 65 years old to apply.

Savings that actually grow while you focus on the day-to-day

Maya Savings lets you earn up to 15% interest per annum, paid out daily, just by simply using Maya for all your transactions. No lock-in, no complex paperwork, just real growth from your real spending.

You can even set up Personal Goals and allocate funds for upcoming tuition fees, field trips, or allowance. Each goal earns 4% per annum, so your money keeps working while you get everything else done.

Base interest starts at 3.5% per annum. 15% interest per annum applies to your first P100,000 deposit balance.

Already spending for school essentials? Make every peso count.

Whether you're picking up notebooks, new kicks, or stocking up on baon essentials, Maya makes sure your everyday spending works harder for your family. Use the Maya Black Credit Card to rack up Maya Miles (soon convertible to airline miles—hello, future family trips!) or go with the Landers Cashback Everywhere Credit Card and get up to 5% cashback on must-haves supplies like groceries.

It’s not about spending more. It’s about being rewarded for what you’re already doing, and making your budget stretch even further.

Less Mental Load, More Control

With Maya, you manage it all from one app: savings, payments, credit, banking. Pay bills, transfer money, and track spending in real-time without bouncing between platforms.

Simplifying your financial life means more time and energy for the things that matter. With Maya, you’re not just keeping up—you’re getting ahead. Start the school year strong. Save, spend, and stay in control with Maya. Download the app and explore tools designed to work around your real-life budget.

Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to learn more. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Let’s be real: freelancing looks like freedom, but behind the curated schedules and café-hopping gigs lies a truth every gig worker knows—one accident, one delay, one missed opportunity can throw your whole month off balance. No gigs, no income, no backup.

Maya, the #1 Digital Bank in the Philippines, gets it. That’s why it’s making it easier than ever for freelancers to enjoy perks usually reserved for the 9-to-5 crowd. We're talking high-yield savings, instant access to credit, seamless payments, and now, insurance coverage built for your lifestyle.

With Maya Savings, you can earn up to 15% interest per annum just by letting your money sit smart. Got an emergency? Maya Easy Credit gives you instant access to up to ₱30,000 right inside the app. And if you’re looking to spend smarter, Maya also offers credit cards built for your lifestyle: the Landers Cashback Everywhere Credit Card gives you up to 5% cashback at Landers Superstores, 2% on dining, and 1% on most everyday spends, while the Maya Black Credit Card lets you earn Maya Miles on every swipe—use it to shop, dine, or soon fly wherever your hustle takes you.

And because life doesn’t always go as planned, Maya now gives you access to Singlife’s Cash for Income Loss (Accidents), a straightforward insurance plan you can get for as low as ₱1,196/year, with cash benefits of up to ₱50,000 per month for 36 months if an accident puts you out of work. No fine print, no long forms, just real financial support when you need it most. The best part? You can purchase it directly through the Maya app, along with other Singlife plans like Cash for Goals, Cash for Medical Costs, and the 3-in-1 Protection Plan.

Here’s your sign: When you purchase any of these Singlife plans in Maya until the end of June, you get ₱500 cashback. It's coverage with benefits, just the way freelancers like it.

Speaking of perks, if you’re transferring your freelance earnings from PayPal, make sure you’re doing it through Maya. With a minimum transfer of ₱7,000, you’ll get ₱250 cashback.

Whether you're recovering from a curveball or gearing up for your next big win, Maya’s got your back. From protection to perks, this is how freelance life should feel—empowered, supported, and paid in full. Visit maya.ph/freelancer, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay in the loop. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

The biggest K-pop acts are coming and if you’re reading this, chances are you already know. Tickets? Selling out in minutes. Merch? Vanishing faster than a bias wrecker moment. And if you’re a true stan, you know it’s time to start making that front-row dream a reality.

That’s where Maya comes in, the #1 Digital Bank in the Philippines, and your ultimate concert survival kit for saving, spending, and staying ready when the next drop hits.

Be Ready Before the Beat Drops

If you’ve ever decoded a cryptic post from your fave or predicted a comeback before it dropped, this one’s for you. Concert szn is unpredictable—pre-sales pop up fast, and ticket sales may disappear in a flash.

Stay alert, stay ready. That encore moment might be closer than you think.

Just Pay With Your Maya Visa Card

When that ticket link goes live, you don’t have time to fumble. Whether it’s your Maya Visa Debit Card, Maya Black Credit Card, or even the Landers Cashback Everywhere Credit Card, you’re good to go! All are Visa-powered and accepted at over 130 million merchants worldwide—so you can check out faster than a photocard drop. Concert tickets? Secured. Travel look? Done. Midnight merch haul? Double check.

Build Your Dream Concert Fund—Without Even Noticing

The real MVPs are the ones who started saving before the concert announcement. With Maya Savings, you can earn up to 15% interest p.a., while Maya Personal Goals (with an instant 4% p.a.) lets you stack money for VIP tickets, limited-edition merch, or post-show food trip with your concert bestie. Treat it like your bias’ birthday fund—because it kind of is.

Plot Twist? You’ve Got Back up!

Surprise drops, ticket rush, VIP upgrades—your heart’s all in, but your wallet’s waving a white flag. That’s where Maya Easy Credit comes through. No paperwork, no drama, just instant, flexible funds when you need them most. Because being a fan takes feelings and funds, and Maya totally gets it.

So whether you’re prepping your cart for the next drop, stalking flight deals for a world tour leg, or just saving up to scream your fave’s name from the barricade—Maya’s here to back your bias era.

Download Maya now and start powering up your stan kit because you never know when the next big moment will drop. Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay in the loop. Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Life comes at you fast—your next big move, a golden opportunity, or an unexpected expense. One day, you're just manifesting that dream gadget, and the next, you need it ASAP. Your fave artist drops concert tickets, your laptop crashes before a big pitch, or an emergency pops up. When time is money, you can’t afford to wait.

Good thing Maya’s got your back. Now, more upgraded Maya users can borrow instantly with Maya Easy Credit and Maya Personal Loan—no long lines, no endless paperwork, just straight-up speed. A few taps in the Maya app, and boom—funds are in your Maya Wallet, ready to fuel your every move.

Borrow on Your Terms—Fast, Flexible, and All-in-one app

Unlike typical banks, Maya keeps things fast, digital, and stress-free. No waiting weeks for approval. No jumping through hoops. Just instant access to cash—whether it’s for everyday needs or life’s biggest moments.

For emergencies and everyday essentials: Maya Easy Credit gives you a revolving credit line of up to ₱30,000, so you can borrow instantly for urgent expenses like grocery runs, bills, or unexpected costs. Repay flexibly and borrow again whenever needed.

For big life moves: Maya Personal Loan lets you borrow up to ₱250,000, payable in up to 24 months—perfect for major purchases, home upgrades, business investments, or even that much-needed dream vacation.

And because Maya is an all-in-one digital bank app, using your borrowed funds is just as easy. Use it to pay with your Maya Card, scan to pay at thousands of merchants, settle bills in-app, or transfer money in seconds—giving you ultimate flexibility, anytime, anywhere.

How to Apply? Easy.

Getting started is simple—just open the Maya app and go to Credit or Loans to check if you're eligible. Need extra funds on demand? Apply for and activate Maya Easy Credit in a few taps and borrow instantly. Eyeing a bigger loan? Apply for a Maya Personal Loan, enter your desired amount, and complete your application in minutes. Once approved, your funds land straight in your Maya Wallet—ready for payments, transfers, or cash withdrawals.

When life moves fast, Maya moves faster. Tap, borrow, and go—only with the #1 Digital Bank in the Philippines.

Apply today via the Maya app. Visit maya.ph and mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok for updates.

What if we told you that your next business class adventure was just one tap away? With Maya, the #1 Digital Bank app, your Mabuhay Miles are now easier to access than ever. Simply tap the tile on your Maya homepage marked with the PAL logo to check your balance, manage your rewards, and get one step closer to flying in style.

And here’s the real deal: From April 15 to June 30, 2025, when you link your Mabuhay Miles account through the Maya app, you’ll get the chance to win a roundtrip PAL Business Class ticket for two. That’s right—three lucky winners (and their travel buddies)  will be jetting off to dream destinations in Asia like Tokyo, Seoul, Bali, Singapore, and more. Think champagne, lie-flat seats, and all the perks—on the house.

But the best part? There’s even more on the way! Keep an eye out for exciting new features and rewards that’ll take your travel experience to even greater heights. This collaboration is part of Maya’s ongoing mission to help you make the most of your money—and now, your miles.

So, what are you waiting for? Link your Mabuhay Miles in the Maya app today and unlock a world of premium rewards. Visit maya.ph or mayabank.ph, and follow @mayaiseverything on Facebook, Instagram, YouTube, and TikTok to stay updated.

Maya Philippines, Inc. and Maya Bank, Inc. are regulated by the Bangko Sentral ng Pilipinas.  (www.bsp.gov.ph). Deposits are insured by PDIC up to ₱1 million per depositor.

Imagine starting the New Year with ₱1 Million in your pocket—no wishful thinking required. This holiday season, Maya, the #1 Digital Bank App in the Philippines, is turning every spend, save, and swipe into epic rewards. With Maya, your holiday shopping doesn’t just spread cheer—it also brings you closer to becoming a Holiday Millionaire!

Here’s your ultimate guide to winning big this season:

Double Your Entries with the Landers Cashback Everywhere Credit Card

Apply for the Landers Cashback Everywhere Credit Card by Maya and instantly double your raffle entries! Once approved, you’ll earn 2x entries for every ₱1,000 you spend, along with up to 5% cashback on purchases. Imagine snagging your favorite gifts while doubling your chances of winning!

Pro tip: Use your card for everything—Landers groceries, gifts, and dining out—to maximize entries.

Shop, Swipe, and Scan Your Way to ₱1M

Get that long-awaited gadget, shop for gifts, or treat the family to a festive feast. Every spend brings you closer to becoming a holiday millionaire! Just use Maya to cover all your holiday expenses—whether through QR payments, online transactions, or your Maya Card—and start earning raffle entries.

Hack: Use Maya for your big-ticket purchases to rake in entries fast.

Ease The Holiday Expenses

Ease the holiday gastos stress by using Maya’s Easy Credit or Personal Loan options. Need extra funds for gifts, travel, or Noche Buena? Borrow up to ₱250,000 with zero hassle and earn 1 raffle entry for every ₱1,000 borrowed.

Smart move: Borrow strategically to cover holiday essentials and earn more chances to win big!

Grow your Xmas Bonus & Hard-Earned Money

Why not make your holiday fund grow while aiming for ₱1M? Put your savings to work this holiday season! Deposit at least ₱1,000 into your Maya Savings, Personal Goals, or Time Deposit Plus and earn 1 raffle entry for each deposit, up to 3x daily.

Bonus: With Maya’s high-yield savings rates of up to 15% p.a., you can earn up to ₱1,200 per month while boosting your millionaire potential.

Boost your Freelance Hustle

Freelancing? It’s easy and FREE to transfer your PayPal earnings to Maya—and even more rewarding! Just transfer at least ₱15,000 to get ₱250 cashback. Plus, you can use these earnings to spend and rack up raffle entries. Make your freelance hustle even more rewarding this holiday season with Maya!

Double the Raffle Entries Every Payday!

Save the dates! From December 11-15 and December 29-31, every payday treat or well-deserved splurge becomes twice as rewarding with 2x raffle entries. It’s your chance to supercharge your chances of winning while you spend, save, and borrow.

By stacking up raffle entries, you could be one of the 11 lucky winners to win back all your holiday gastos! One grand prize winner will take home ₱1 million for the entire promo period. Plus, five monthly winners in both November and December will each score a ₱100,000 shopping spree cashback!

For more details on how to become a holiday millionaire, visit maya.ph/xmas and follow us on @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

The back-to-school rush is in full swing! As you navigate this busy season, Maya, the #1 Digital Bank App in the Philippines, is here to help you ace it with a chance to win ₱10,000 in cash and cool HONOR gadgets.

Here’s how you can rack up those raffle entries and boost your chances of winning big:

Get your friends to sign up with your referral code or Maya @username

Every successful signup earns you a ticket to win awesome prizes. The more friends you bring on board, the better your chances of winning. It’s that simple—get your friends in on the Maya fun, and everyone can conquer this season with confidence.

Send funds via @username for school expenses or splitting costs

Whether you’re sending school allowance or splitting the bill for lunch, using your Maya @username is the easiest and coolest way to send money. Plus, it brings you one step closer to earning raffle entries for extra cash.

Grow your school allowance with Maya Savings or Personal Goals

Make the most of your school allowance by saving with Maya Savings or Personal Goals. You can earn up to 15% p.a. just by using Maya for your everyday transactions. Plus, you can set aside money for school goals or activities and earn an instant 4% p.a. with Personal Goals.

Power up your finances with Maya Easy Credit or Personal Loan

Give your finances a power-up! Borrow ₱250 or more through Maya Credit or Personal Loan, and you’ll not only get the cash you need but also grab an extra chance at winning. It’s a savvy solution to your short-term needs.

Use Maya for everyday school expenses

Whether you’re shopping for supplies, paying bills and tuition fees, or treating yourself before the grind begins, every peso counts. Spend ₱250 via QR, Maya Card, Shop with Maya, or Pay with Maya online, and watch those raffle entries multiply. Every ₱250 transaction brings you one step closer to scoring big.

Double your chances on bonus days!

Mark your calendar for August 15-17 and August 30-31. During these bonus days, every qualified transaction earns you double the raffle entries. That’s twice the shot at snagging those awesome prizes!

Every week, 20 lucky winners will each walk away with ₱10,000. But that’s not all! We’re also giving away four HONOR gadgets weekly—whether it’s the HONOR GS 3 Watch, HONOR Earbuds 2, HONOR 200 Phone, or an HONOR Premium Bluetooth Speaker, you’ve got your pick of top-tier tech!

With Maya, every transaction is a step closer to winning. From spending and saving to investing and borrowing, the more you use Maya, the more entries you collect. So, keep those transactions rolling and get ready to win big!

For more details on how to join, visit maya.ph/back2school and follow us on @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

DTI Fair Trade Permit No. FTEB-196591 Series of 2024

Back-to-school hustle can be tough not just for moms but also for students. Juggling allowances, school life, and saving up for those fun extras can feel like a lot. Maya, the #1 Digital Bank in the Philippines, is here to flip the script and make this school year about mastering fun and savvy money skills!

Get extra cash and new gadgets when you spend with Maya

The key to winning P10,000 and HONOR gadgets is simply spending with Maya. Whether you’re buying school supplies, grabbing your favorite comfort food, or shopping for your school outfit, just pay with Maya. For every P250 spent, you get a raffle entry for the promo running from July 1 to August 31, 2024. The more you use Maya, the more chances of winning.

Maximize your school allowance with Maya’s high savings interest

Your school allowance can go a long way when you put it in Maya Savings, earning up to 15% p.a. interest, credited daily! No minimum balance is required. All you need to do is use Maya for your everyday transactions. Watch your savings grow every day and use those interest earnings to reward yourself after a tough week or cover other school expenses.

Earn extra money when you get your friends to join Maya

Let your friends experience the joy of having an all-in-one digital bank like Maya and reap the rewards! When they sign up, upgrade their account, and spend at least P20, both you and your friend earn P30. It’s a win-win! You get an easy P30 for every successful referral, and your friends get a cool reward too. So, share the Maya magic and boost your free earnings with each new signup!

Get Funds When You Need Them Most via Maya Easy Credit

Unexpected bills from your dorm rent? No worries! With Maya Easy Credit, students aged 21 and up can snag up to P30,000 in seconds – no paperwork, no hassle. Use it to pay directly at your favorite spots or transfer it to your wallet for some extra spending money. Handle surprises or treat yourself without stressing. Remember to borrow responsibly!

Turn your daily transactions into thrilling opportunities and make this school year unforgettable. With Maya, you can focus on the fun parts of student life – making memories, hitting your goals, and enjoying every moment. Dive into the new school year with confidence because every time you use Maya, you’re stepping closer to your financial goals.

Stay in the loop with Maya's exciting offers by visiting maya.ph and mayabank.ph. For the latest updates and exclusive content, follow Maya on social media: @mayaiseverything on Facebook, Instagram, YouTube, and TikTok. DTI Fair Trade Permit No. FTEB-196591 Series of 2024

Ever feel like saving money is a challenge? Whether you’re tucking away your bonus paycheck, setting aside earnings from your side gigs, or seeking to diversify your portfolio with high-yield, guaranteed financial tools, Maya Time Deposit Plus is here to make the process simple and rewarding. As the #1 Digital Bank in the Philippines, Maya offers an innovative approach to saving and investing that fits seamlessly into your life.

Here's why you should open a Maya Time Deposit Plus account today:

Begin Early, Build Wisely

Begin earning maximum interest rates as early as day one with Maya Time Deposit Plus when you reach your target amount. Whether you’re making modest contributions or larger deposits. Each account offers flexible management options. You can manage up to five accounts, each with a maximum balance of Php 1 million, ensuring your savings grow effortlessly and secure your financial future with confidence.

Customize Your Savings, Your Way

Maya Time Deposit Plus understands that everyone has different financial goals. Whether you’re saving up for a dream vacation, a new gadget, or simply planning for the future, you can customize each goal to fit your needs. Set your target amount and preferred term—whether it’s three months at 5.50% p.a., six months at 6.00% p.a., or 12 months at 5.75% p.a. This personalized approach lets you deposit funds at your own pace, ensuring your path to financial success is both flexible and achievable, no matter what you’re saving for.

Adaptable and Accessible

Life can be unpredictable, but with Maya Time Deposit Plus, your savings plan adapts with you. Should unexpected expenses arise, you have the freedom to cancel or withdraw your funds before maturity with minimal fees. This flexibility ensures that your money is available when you need it most, providing security and peace of mind.

Get Started with as little as P5,000

Entering the world of time deposits is straightforward with Maya Time Deposit Plus. Start your account with as little as PHP 5,000 and add additional funds with as little as PHP 1. This low barrier to entry makes it accessible for everyone to begin saving effectively, no matter your financial situation.

Grow Your Funds Even More

Beyond saving, Maya Time Deposit Plus offers avenues for further financial growth. Use the interest earned to boost your savings with Maya Savings and Personal Goals or reinvest in Maya Funds or Stocks. This holistic approach ensures your money is always working to enhance your financial portfolio and security.

Ready to level up your savings strategy? Open a Maya Time Deposit Plus account today! For more information, visit maya.ph and mayabank.ph and stay updated by following @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

As the back-to-school season approaches, the financial stress can be overwhelming with expenses for new school supplies, school fees, and more. Budgets are often stretched thin, and anxiety levels can get high. Good thing, Maya, the #1 Digital Bank App in the Philippines, is here to help you breeze through this season with awesome rewards and financial flexibility.

Here’s how you can ace your back-to-school funds with Maya:

Get up to P30,000 funds via Maya Easy Credit for your school needs! Need a budget for your school expenses? Maya Easy Credit gives you up to P30,000 in seconds—no paperwork needed. Use it to pay tuition fees via Bills Pay after transferring the funds to your wallet. You can even pay directly in-store or online when you shop for books and uniforms at SM, Robinsons, Shopee or Lazada, stock up on packed meals and snacks for school from the supermarket, or even grab a new phone or laptop for your studies. It’s a quick and easy way to boost your finances and make back-to-school shopping a breeze!

Score cash prizes and back-to-school gadgets every week! Every P250 you spend using Maya earns you raffle entries for a chance to be one of the 20 weekly winners of P10,000 and Honor gadgets from July 1 to August 31, 2024. Pay for school supplies, shoes, backpacks, and more via QRPh at over 600,000 stores, check out online through Pay with Maya, or use the globally accepted Maya Card. Plus, stay connected with load and data from the app for all your homework and enrollment needs. Each transaction brings you closer to a win, making every purchase a step toward exciting rewards. The more you use Maya to spend, save, invest, and borrow, the higher your chances of winning!

Boost your Maya savings for every back-to-school spend! With Maya Savings, you can grow your money while you spend it on your school expenses. Boost your savings with up to 15% p.a. interest, credited daily whenever you use Maya for your transactions. Your savings grow faster, helping you handle school expenses more smoothly.

Gear up for the back-to-school season and seize the chance to earn rewards and save more! Maya makes every transaction exciting, turning your everyday purchases into chances to win big. Combine this with Maya Easy Credit and high-interest savings, and you can now manage your back-to-school like a pro!

Stay in the loop with Maya's exciting offers by visiting maya.ph and mayabank.ph. For the latest updates and exclusive content, follow Maya on social media: @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

DTI Fair Trade Permit No. FTEB-196591 Series of 2024

Maya continues to be the only local bank recognized with top honors at several prestigious global, regional, and local award ceremonies for its world-class marketing and design efforts, further cementing its position as the #1 Digital Bank in the Philippines and one of the World’s Best Banks.

The digital bank has achieved significant success in both global and regional competitions, including the A’Design Awards and PR Awards Asia-Pacific.

Locally, Maya has excelled at festivals such as the Kidlat Award, Quill Award, and Anvil Award.

Pepe Torres, Group Chief Marketing Officer at Maya, said of these wins: "We believe that world-class digital banking products and services deserve nothing less than world-class marketing and design to accelerate our growth and touch the lives of Filipinos from the unbanked to the unhappily banked. These award recognitions are proof that homegrown Filipino brands can punch above our budget and infrastructure weight class and Filipino talent can compete with the world’s best.”

Maya recently earned its inaugural A’Design Award – the world’s largest design competition hosted by Italy - for its comprehensive redesign of the Maya app, as part of Maya’s rebrand and transformation from a basic e-wallet into a cutting-edge all-in-one digital banking app. This recognition marked Maya as the only local bank to be honored at one of the world’s most prestigious design awards.

At the PR Awards Asia-Pacific, Maya clinched a Gold award for the Best Use of Advocates/Influencers/Celebrities category, recognizing its innovative and effective collaboration with A-Lister Liza Soberano, which made Maya and Liza the talk of the town when their breakthrough campaign launched in early 2023.

Locally, Maya's innovative marketing efforts have also been recognized with seven trophies at the Kidlat Awards 2024, seven wins at the 20th Philippine Quill Award, and five accolades at the 59th Anvil Awards, celebrating its dynamic world-class rebrand and various other campaigns.

Revolutionizing Philippine Banking

Since revolutionizing Philippine banking in 2022, Maya has made it effortless for Filipinos to get banked with its all-in-one digital bank app. The bank has engaged the youth with music, gamified experiences, and vibrant PR and social media campaigns. Early adopters embraced Maya, attracting 1.4 million bank customers in by end of the year.

The 2023 campaign, "My Money, My Bank, My Way," featuring Liza “Hope” Soberano, brought Maya even closer to the Filipino mainstream. From Liza’s Instagram reset to the shared debut of her film, the campaign provided a fresh perspective on modern banking possibilities with Maya, which offers effortless sign-ups, leading savings rates, easy credit, seamless payments, and accessible investments all through one app.

These strategic campaigns have driven remarkable business growth, with Maya’s depositor base surging by 74% year-over-year to 3.7 million and deposit balances increasing by 24% to ₱32 billion as of end-May 2024. Since its inception, Maya has disbursed ₱42 billion in loans as of end-May 2024 to more than a million borrowers, with 59% choosing Maya as their first banking partner.

Maya’s marketing excellence has been recognized in the past from global and local competitions such as the APAC Effie Awards, Spikes, Cannes, London International Awards, Youtube Works Awards and more.

Maya is the #1 Fintech Ecosystem in the Philippines, with Maya, the #1 Digital Bank, and Maya Business, the #1 Omni-Channel Payment Processor. Maya Bank is a digital bank regulated by the Bangko Sentral ng Pilipinas (BSP), with deposits insured by the Philippine Deposit Insurance Corporation (PDIC) up to ₱500,000 per depositor. To learn more about Maya, check out maya.ph and mayabank.ph. Follow Maya at @mayaiseverything on Facebook, Instagram, YouTube, and TikTok and @mayaofficialph on Twitter.

Have you caught sight of the latest innovation making waves at the Ateneo de Manila University? Maya, the #1 Digital Bank in the Philippines, has unveiled its cutting-edge ID card at the Ateneo de Manila University, redefining campus experiences and revolutionizing security and cashless transactions for students, faculty, and staff alike.

Featuring a sleek design and an embedded RFID chip, this Maya-powered ID card provides seamless access to vital university points, ensuring convenience and security not only on campus but also beyond. But here's the kicker—it's not just about identification. Maya's collaboration with Ateneo goes beyond mere convenience—it's about revolutionizing the entire campus experience by linking this innovative ID card to the Maya app. Together with Maya’s end-to-end cashless ecosystem, it simplifies identification, empowers students, faculty, and staff to make secure payments across the campus, and drives adoption of financial services.

Additionally, the Ateneo community can experience smooth transactions not just within campus establishments like Kitchen City and Macroasia, but also at nearby off-campus establishments like McDonald’s and Starbucks. And there’s more—this ID card offers exclusive offers and promotions through the Maya app, in addition to enabling users to purchase load, pay bills, open savings accounts, and invest in Funds and Stocks, among other features.

With Maya leading the charge, the groundbreaking partnerships established with UP-Diliman in 2019, UP-Cebu last year, and this year’s collaboration with Ateneo are reshaping the educational landscape through cutting-edge technology. Say hello to secure, efficient, and modern campus environments, welcoming a new era of university experiences across the Philippines.

To dive deeper into the Maya experience, head over to maya.ph and mayabank.ph. Don't forget to follow Maya at @mayaiseverything on Facebook, Instagram, YouTube, and TikTok, and @mayaofficialph on Twitter for the latest updates.

Photo courtesy of Veronica Baguio on Facebook

Participants of the Focus Group Discussion on women’s financial health facilitated by Innovations for Poverty Action, with the UN Secretary-General's Special Advocate H.M. Queen Máxima of the Netherlands (center), Maya Founder and CEO & Maya Bank Co-Founder Orlando B. Vea (sitting, left), Maya Group President & Maya Bank Co-Founder Shailesh Baidwan (sitting, right), and Maya Bank President & DiBA PH President Angelo Madrid (leftmost).

As part of the Digital Bank Association of the Philippines (DiBA PH), Maya reaffirms its commitment to delivering more innovative banking services to help Filipinos enhance their financial health.

Leading the dialogue with the BSP was H.M. Queen Máxima of the Netherlands, the United Nations Secretary-General’s Special Advocate for Inclusive Finance for Development (UNSGSA), who participated in a roundtable with digital banks and a focus group discussion on women's financial health hosted at Maya's offices.

Welcoming Queen Máxima were Maya CEO and Founder and Maya Bank Co-Founder Orlando B. Vea, Maya President and Maya Bank Co-Founder Shailesh Baidwan, and Maya Bank President Angelo Madrid.

According to the UNSGSA Financial Health Working Group, financial health refers to the extent to which a person or family can smoothly manage their current financial obligations, has the capacity to absorb financial shocks, is on track to reach future goals, and has confidence in their financial future.

Summer vibes are in full swing and Maya, the #1 Digital Bank in the Philippines, is cranking up the heat with Hot Gang Summer. Picture this: you, your fam, or your squad jetting off to either Boracay or Palawan with everything taken care of. We're talking about hooking you and your crew up to an all-expense paid getaway for 4, complete with free roundtrip flights courtesy of Cebu Pacific, exciting tours and activities arranged by Guide to the Philippines, and a luxurious 3-day, 2-night stay at the Hue Hotels.

Here are some tips on stacking those raffle entries to snag this incredible summer deal:

Score UNLI raffle entries! Spread the word and bring your friends into the mix using your Maya @username or invite code. Score 10 raffle entries for every successful referral, and there's no limit to how many times you can earn raffle entries when you refer a friend. So, gather your crew and start spreading the word for a chance to win big this summer!

Instantly add 5 raffle entries! By paying a minimum of ₱100 via QR or cashing in at least ₱20,000 at SM Megamall from May 15 to 19, and at select SM Stores from May 17 to 19 - you earn 5 raffle entries right away and cop as many raffle entries as possible.

Get it rolling with 3 raffle entries! All you need is at least ₱100 for these transactions: cash in, load purchase, invest in Maya Crypto, deposit to Time Deposit Plus, Savings or Personal Goals, Pay with the card, and borrow or pay via Maya Easy Credit. By doing so, you can score 3 entries every time and boost your chances of winning!

Stack up on multiple 1 raffle entries! Whether you're shopping, paying bills, or investing, every transaction counts. Simply spend ₱100 via QR, Login to Pay, or Shop with Maya Wallet to instantly earn 1 raffle entry, up to 3 times per day. Say goodbye to long lines by paying bills conveniently from home using Maya. Plus, kickstart your investment journey with as little as ₱100 through Maya Funds or invest at least ₱500 via Maya Stocks.

Get boosted raffle entries! To top it all off, earn twice as many raffle entries on payday from May 13 to 18 and May 27 to 31. With all these opportunities to stack up entries, your chances of winning that dream summer getaway just got even better!

Don't let this opportunity slip away – simply make the most of Maya's all-in-one app for your spending, saving, investing, and borrowing needs to earn as many entries as possible until May 31, 2024. With Maya, every financial move you make brings you closer to that dreamy summer vacation. So, stack those entries and get ready for the adventure of a lifetime!

For more information about Hot Gang Summer, swing by maya.ph/summer. Stay updated by following @mayaiseverything on Facebook, Instagram, YouTube, and TikTok.

As Hollywood stars Liza Soberano and Dolly De Leon continue to conquer the global stage, they rely on the Maya Card as their trusted ally abroad. In their recent episode of the Ang Walang Kwentang Podcast with Direk Tonet Jadaone and Direk JP Habac, they discuss how the Maya card has become an indispensable part of their jet-setting lifestyle and how it saved them from cashless mishaps abroad.

Liza Soberano, who rocked the horror-comedy world with her Hollywood debut in Lisa Frankenstein, shares, "The Maya Card is my unwavering companion whenever I travel. It's the only one I trust without hesitation.” Liza admits that with other cards, she's always on edge about potential declines, especially in unfamiliar territories. But with her Maya Card, it's smooth sailing. "It never lets me down, even when my other cards do. That's why my friends and I always say, 'In Maya We Trust!'"

Echoing Liza's sentiments, Dolly De Leon, an influential figure in the entertainment scene and the first Filipino to receive a Golden Globe nomination, gushes, "The Maya Card is my sidekick for all things abroad. Whether I'm splurging online or handling bills, Maya delivers every time. It's incredibly convenient and reliable. With just a few taps, I can manage my finances effortlessly, no matter where I am in the world."

Unlocking Global Convenience in Style

The Maya Card isn't just a payment method – it's your passport to a stress-free travel experience. Accepted at over 130 million merchants worldwide, this ultimate travel buddy makes every payment experience a breeze.

Liza shares, “My Maya card is already linked to my Uber account, and I've developed a current addiction to having food and groceries delivered!”

Dolly adds, “I use Maya more often on Amazon, and recently, I bought a phone charger and power bank! It's incredibly convenient!”

Watch the full episode of Ang Walang Kwentang Podcast’s Shooting & Taping Memories Hollywood Edition with Liza & Dolly here: https://www.youtube.com/watch?v=SzAocCfdZ_w

And to top it off, the Maya Card isn't just about reliability – it's about style too. With its universal acceptance, travelers can strut through international hotspots without worrying about payment hiccups. Whether you're splurging at high-end boutiques or grabbing grub at local joints, the Maya Card ensures you do it in style, hassle-free. Plus, it rewards you with an interest boost of up to 14% p.a. through your transactions.

Gear up for unforgettable adventures with the Maya Card! Get banked with Maya and score this card for FREE when you open a Savings account, deposit P250, and spend at least P250 with Maya. Learn more at https://www.maya.ph/getbanked. Keep up with the fun on @mayaiseverything across social media for all the latest updates.

Who said that the season of love is only about spending a moment with your significant other? In time for Valentine’s/single awareness day fever, your all-in-one digital bank, Maya, serves a timely reminder that self-love deserves equal attention and celebration.

Maya shows that one way of embracing an empowered you is by taking hold of your financial well-being. By breaking the mold in the banking scene, the country’s #1 digital bank and top-rated finance app makes money management easier through just one app, helping you become more financially confident. Here, we break down three ways on how to foster self-love through Maya’s exciting deals and promos designed to give you more ways of having mastery over your own money.

Personalize with love

The best way to give yourself that much deserved love is taking care of yourself. And taking care of our financial needs and goals to get that much needed financial freedom is top of mind for most of us. Thanks to Maya, achieving those savings goals has never been this easy!

So, start saving for an emergency fund or for that much needed vacation, new wardrobe, or phone by opening Personal Goals at Maya Savings and enjoy up to 6% p.a.!

With Maya, you can create as many as five goals simultaneously and have each goal personalized with your own preferred name and set it up for 180 days. The 6% p.a. guaranteed interest will definitely give you a serious boost with your money with deposits up to P1 Million.

And not just that—Maya also offers a sign-up and save promo. Simply sign up, upgrade your account, and start saving - and you will get as much as ₱60 (₱20 when you register, another ₱10 upon upgrade, plus an additional ₱40 for your first transaction.)

Here’s another way to personalize with Maya, use your name and create your unique @username when sending or receiving money. The first to bring this new, game-changing feature to the Philippines, Maya allows users to keep your personal data private, such as their account name and mobile number. Say goodbye to QR codes and long numbers, with Maya you can personalize your @username by simply following these steps:

1. Open your Maya app
2. Tap the “Profile” icon on the upper left corner
3. Tap "Get Started" to create your @username
4. Key in your preferred @username and hit "Confirm."
5. Finish off by keying in the One Time Password (OTP) sent via SMS.
A username is unique to each Maya account holder.


You can also customize your Maya card with your new @username! Simply order a physical card on your app’s Cards section, personalize with your @username, and wait for it to be delivered to your doorstep!


Pick a store, any store


You deserve all your heart’s desires this season of love and beyond. With Maya, you can shop for what you want with the best deals and discounts.


For instance, you get a cashback when you pay with Maya at Robinsons until April 15. New users can get up to ₱200 cashback upon completing a transaction via Maya QR with a minimum spend of P1,000, while existing users get up ₱150.


If you scan to pay via Maya QR at SM Store until March 31 with a minimum spend of P1,000, you get one raffle entry for a chance to win exciting prizes. This includes ₱3,000 Maya Credits, Apple Airpods Pro 2, and Apple iPhone 14.

Eyeing a relaxing staycation? If you book now at Agoda until March 14, you will receive a 7% discount sitewide by paying with Maya at checkout and using the promo code “MAYA7JAN.” You also get the best deals by paying with Maya at Flowerstore, Boozy, Edamama, Google Play, Codashop, Aipaz, Bills Pay, PLDT, MetroMart, Booking.com, Qatar Airways, and Mobile Protect.

While roses and chocolates may be the popular gifts for couples this Valentine’s Day, give yourself added wealth minus the charges by topping up with Maya.

Maya allows you to cash-in for free in several ways. One option is via linked banks and OTC channels up to ₱8,000 per month. You can also cash in directly for free, with no limit via BPI, RCBC, UnionBank, and Chinabank. If you’re cashing in from other banks, you can get your InstaPay fee as cashback of up to P25 when you cash in a minimum of P1,500. Another option is via Maya Centers, with lower cash-in service fee of 1%, while you receive a 100% cashback on the fee, capped at ₱150 per customer. The offer runs until February 28, 2023.

Spread the value of self-love

What’s more? Spread the love and stay connected with close friends and family here and abroad by loading with any network using Maya. You can get 5% cashback (Php25) for every ₱500 accumulated load spend until February 28. If you are a Smart or TNT subscriber, you receive 20% cashback at a maximum of ₱50 per user.

Completely free to download and register, Maya packs a feature-rich money app, an inclusive digital bank, and everything else you need to manage your money–save, borrow, spend, invest and more, right from your smartphone.

Maya’s digital banking services are powered by Maya Bank, Inc., a digital bank supervised by the BSP. Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) for up to PHP500,000 per depositor. To learn more, visit maya.ph and mayabank.ph. Follow Maya at @mayaiseverything on Facebook, Instagram, YouTube, and TikTok and @mayaofficialph on Twitter.

Mobile services provider Smart Communications, Inc. has partnered with all-in-one money app, Maya, to launch 'Power Savings,' an exclusive promo that enables postpaid subscribers to grow their savings faster.

Under the exclusive promo running from Jan. 16 to Feb. 28, Smart Postpaid subscribers with Plan 999 and up, and who have upgraded their Maya Savings account, can earn an interest rate of up to 7% per annum credited daily - from the base interest rate of 4.5% — one of the highest in the market.

This gives qualified postpaid subscribers a unique opportunity to grow their money faster and extra cash daily to help them achieve their financial goals.

Moreover, subscribers can enjoy FREE InstaPay transactions when they transfer funds from other banks to Maya and switch to Maya Savings.

To avail of Power Savings, eligible Smart Postpaid subscribers simply have to follow these steps:

First, join Maya and upgrade your account. First-time users can get up to PHP 60.00 Welcome Reward upon upgrade. 

Open a Maya Savings account and go to “Missions” in the app, look for “Smart Postpaid Exclusive” mission and enter the unique Smart Postpaid code (to be sent by Smart via SMS).  

Spend a minimum of PHP 999.00 using Maya on paying for your Smart Postpaid bill or any other bill, scanning to pay, paying with Maya card or shopping online. (Tip: Cash in at least PHP 1,500.00 via InstaPay and get a PHP 25.00 service fee cashback)

Enjoy the daily 7% saving interest rate (for up to PHP 100,000.00 end-of-day deposit balance)

All Maya Savings account holders may also avail of the FREE Maya Card, inside the app.  

Download the Maya App now  

Free to download and register, the Maya app packs a feature-rich e-wallet, an inclusive digital bank, and everything else you need to save, spend, grow, and manage your money—right from your smartphone.

The app is powered by its very own Maya Bank, a Bangko Sentral ng Pilipinas (BSP)-licensed and Philippine Deposit Insurance Corporation (PDIC)-insured bank to ensure that the money remains safe and secure. With its 99.9% uptime rate, users can expect their transactions to be seamless and with less downtimes. 

Maya was originally known as PayMaya, a leading e-wallet app in the Philippines. It recently rebranded to Maya as it evolved beyond payments with the launch of its own banking and crypto services. This makes Maya the Philippines’ first and only all-in-one money app as it brings together banking, crypto, and wallet features into a seamless customer experience. 

Register your Smart SIM 

Smart Postpaid’s exclusive partnership with Maya for subscribers is just one of the many ways the mobile services provider empowers customers with the best postpaid experience. 

On top of award-winning services, Smart Postpaid subscribers can expect more exclusive rewards and benefits this 2023.

To keep enjoying Smart's services and perks, postpaid subscribers are encouraged to complete their SIM Registration by confirming the personal information and IDs they submitted for their postpaid plan application. To do this confirmation, subscribers just need to text YES to 5858. They shall then receive a confirmation message from Smart upon successful SIM Registration and get FREE 3 GB data. 

Know the best Smart Signature Plan for your lifestyle at www.smart.com.ph/postpaid.

To know more about this exclusive offer, visit https://www.maya.ph/smartpostpaidoffers.

New year, new goals! We all want to live through the year in a financially secure position. If you’re looking for a way to jumpstart your money goals this 2023, fret not! Maya, your all-in-one digital bank, has got you covered.

Whether you are looking for ways to save on shopping, travel, boost your savings, or get your bills covered, Maya runs down tips and tricks to master your money and get you closer to your 2023 money goals!

Boost your savings

· Grow your hard-earned savings with up to a massive 6% p.a. with Maya Savings for deposits up to P100,000. All you have to do is spend a total of PHP 250.00 on bills, load, or Maya payments (QR code, card, or online). In excess of P100,000, you also earn a base interest rate of 4.5% p.a on your deposits up to P5 million. You also get to watch your money grow as savings interests are credited to your account, daily!

· Maya Savings also lets you set up Personal Goals and earn a guaranteed 6% interest per annum on deposits of up to PHP1M. What’s more, you can create up to 5 different Personal Goals. Think one for each life goal like emergencies, home, car… just what being in control of your own finances looks like.

Save on fees

Get cash in your Maya wallet for a minimum of PHP 1,500.00 via InstaPay and get your InstaPay fee (up to PHP 25.00) as a cashback! No need to worry about transfer fees when you cash in your Maya wallet from any of your linked banks, or from other over-the-counter channels (up to PHP 8,000.00 per month).

Spend and save

Shop at Robinsons Malls and get some money back with Maya! For a minimum PHP 1,000.00 single-receipt spend, you can receive a PHP 100.00 cashback from your first-ever Maya QR transaction and PHP 50.00 consecutively after.

Need mobile load? Collect 5% cashback each time you accumulate PHP 500.00 worth of load. New to Maya? Enjoy 20% cashback (up to PHP 50.00) when you load up with Smart or TNT!

Traveling? Save on these deals!

Enjoy 50% off (up to PHP 1,500.00) on hotels and 1,500 AirAsia points by booking a hotel worth at least PHP 1,500 through the AirAsia super app or website. Simply enter your Maya Visa card details upon checkout and input the code “VISA50”.

Get 8% off when you book for hotels via agoda.com/visaph and pay using your Maya Visa card.

Completely free to download and register, Maya packs a feature-rich money app, an inclusive digital bank, and everything else you need to manage your money – save, borrow, spend, invest and more, right from your smartphone.

Maya's digital banking services are powered by Maya Bank, Inc., a digital bank supervised by the BSP. Deposits are insured by the Philippine Deposit Insurance Corporation (PDIC) for up to PHP500,000 per depositor. To learn more, visit maya.ph and mayabank.ph. Follow Maya at @mayaiseverything on Facebook, Instagram, YouTube, and TikTok and @mayaofficialph on Twitter.