If you think your facial creams and lotions are doing enough to keep your skin look beautiful, think again. Recent studies now show that the real secret to healthy, young-looking and glowing skin has to start from within.

 

To get that effortless, “lit from within” glow, you have to complement your creams and lotions with a healthy lifestyle and way of life. Use this checklist as a guide to gauge whether you’re taking care of your skin from within—it’s truly the best way to keeping your skin healthy and beautiful:

 

When thinking of beautiful skin, always remember this formula:

your creams and lotions + a healthy lifestyle + healthy cells = healthy, youthful-looking, and glowing skin. Make sure that you take care of your skin from within with Myra Holistic Skin Care. Go ahead—take a Myra Capsule now!

 

twitter: MyraHolistic

FB: https://www.facebook.com/MYRAPhilippines

IG: MyraHolistic

#tuloyangganda #MyraHolistic

 

 Manila – Investors in the Philippines are among Asia's most optimistic and most outward-looking, given their willingness to invest outside the Philippines to gain returns, according to the latest Manulife Investor Sentiment Index* covering the second quarter of 2014. Philippines investors reach across emerging Asia to mature markets


When asked which region they think is best to invest in, Philippines investors point to developed Asia, Australasia and North America over emerging markets, including emerging Asia and the Middle East and North Africa.

Fig. 1 – Philippines investors favour developed and distant markets over China and emerging Asia

Philippines investors seem less affected by home-market bias than any other investors in the survey. Given a selection of single markets, they show most enthusiasm for Canada (76 points) and Japan (73) above the Philippines itself (51), and show least for China (44), which most other Asia investors rank relatively higher.

When it comes to growth, Philippines investors are also most optimistic about Japan and Canada, with 19 percent believing that Japan’s economy will be the fastest growing in the next two years, followed by Canada, China and Australia. This contrasts markedly with the average Asia investor, 27 percent of whom expect China’s economy to grow fastest, followed by much lower expectations for Japan Australia and Canada.

Fig. 2 – Philippines investors’ views of which markets will grow fastest contrasted markedly with investors elsewhere in Asia

"Our research suggests that Philippines investors’ preference for Japan is likely related to Japan’s first quarter GDP growth which came in at 6.7 percent on strong consumer demand ahead of the implementation of a new goods and services tax," said Aira Gaspar, CFA, Chief Investment Officer of Manulife Philippines.

“It's also interesting that Philippines investors seem so keen on Canada. We think there is a sound basis for this given that Canadian equities outperformed their developed market peers in the first quarter."

Philippines investors rely on friendly advice, ‘bricks and mortar’ approach to portfolios Despite their international outlook, Philippines investors place their faith closer to home when it comes to making investment decisions, with 88 percent relying on or referring to family, friends or colleagues as a source of advice – the highest level in the region and well above the regional average of 58 percent. They are less dependent on industry staff, mass media or online sources of investment advice.

Philippines investors also have a very ‘bricks and mortar’ approach to portfolio composition, with 61 percent saying they own investment property (against the Asian average of 19 percent) and 75 percent owning their own home (against an Asian average of 50 percent). Cash and property together make up the bulk of their portfolios. Conversely, they have much lower ownership of stocks (15 percent versus the Asian average of 48 percent) and mutual funds (6 percent versus 23 percent) – even though their sentiment towards equities is the highest in Asia.

“Philippines investors rely largely on their own networks for their investment decisions" said Ryan Charland, CEO of Manulife Philippines. "While it is comforting to speak with family and friends for investment advice, investors would benefit from consulting investment professionals, who could help them build a sound and diversified portfolio that meets their medium to long-term financial goals.”

Philippines investors are Asia's most optimistic

In addition to their positive views about investing overseas, Philippines investors remain optimistic about investing at home with the sentiment index for domestic investment at 59, the highest in Asia. This optimism was spread across all asset classes in the survey, which all saw increases except cash. Fixed income saw the biggest increase, up 5 points to 50; followed by stocks, up 4 to 45. Mutual funds rose 1 point to 36. Property has taken the lead as the most favored asset class, with home property highest at 75, up 1 in the quarter, while investment property rose by 4 points to 74. Cash was the only asset class to see a decline, down 9 to 73, but still remains high.

”Filipino respondents were generally upbeat, despite weaker-than-expected first quarter 2014 GDP growth and uninspiring corporate earnings for the same period,” confirmed Ms. Gaspar. “We believe sentiment was boosted by a credit rating upgrade from Standard & Poor’s and an increase in government spending on much-needed infrastructure projects. The country’s resilient private consumption, rising investment cycle, recovering manufacturing industry and favorable consumer and business confidence bode well for economic activity and a positive earnings growth story. However, investors’ sentiment could turn sour if policy reforms aimed at addressing infrastructure deficiencies and fostering inclusive economic growth stall.”

So many people can spend hours and hours on end watching their favorite TV series, documentary, or favorite movie, especially during weekends or holidays. In front of the TV, people could just sit down, relax and savor the time they have to catch up on their favorite TV fare either alone or in the company of friends or loved ones. It’s great to watch your favorites on any TV, but more so when the TV is bigger and clearer. But what would make the experience better is if the audio quality is just as spectacular.

 

For the discriminating Filipino consumer, it’s not just about the crisp clarity, vividness, and lifelike superiority of video and images that matter; the richness and fullness of the accompanying audio also matters. Sharp Philippines Corporation, one of the country’s leading and trusted appliance brands, understands Filipinos’ search for top-notch audio-video quality for their home entertainment appliances. That is why the company offers to all Filipinos the Sharp AV Rack (ARS-300W).

 

One of the Sharp AV Rack’s best features is its multipurpose quality. Not only is it a simple TV rack for TVs up to 42-inch (with up to 40kg load capacity), it also acts as an instant sound system. With its 6,000-watt Peak Music Power Output (PMPO) audio power, the Sharp AV Rack is sure to fill the room in with superb sound superiority. It acts as a 2.1 channel speaker for your TV to make sure you will never miss anything from what you are watching, especially your much-loved sci-fi movie or series. The down-firing subwoofer will definitely make you enjoy all the booms and the bangs as it offers glorious and chest-rattling power of pure bass quality. Even without turning on the TV, you can still enjoy the aural glories of the AV Rack.

 

Besides its technologically first-rate audio quality, the Sharp AV Rack’s elegant design with Wengue brown finish makes it a perfectly stable TV rack. The Sharp AV Rack is a good addition to your modern home’s aesthetics, whether in the living room or if you’re chic enough, probably in your own home theater.

The London-based education technology company called Quipper award top schools in the Philippines with their IT-based Learning devices and as part of their 'Back To School Campaign', Quipper challenged schools and teachers to use its online platform and utilize its numerous benefits. Currently, the application Quipper School is now used by 5,000 teachers all over the Philippines.

Pasay City High School emerged as the First Placer among schools in the secondary level nationwide, and was awarded with IT-based learning devices such as a Tablet PC and wi-fi hotspot. Quipper Quipper School helps teachers and students connect through available technology and use it in providing education lessons and assignments in an environment where students can enjoy and learn. Teachers and school administrators who use Quipper School can take advantage of the vast amount of K-12-aligned content that can be used for lessons and assignments. Teachers could also track those who have not done their assignments via Quipper School’s teacher portal, and could also give timely reminders so that no one gets left behind.

The above photo is taken during the awarding and shown from left to right are Peter Cannon Jr., Principal of Pasay City South High School; Dr. Estrellita Puti-an, Officer in-charge, Schools Division Superintendent, Division of Pasay; Quipper School International Marketing Director, Takuya Homma; and Ryan Guerrero, Business Development Officer of Quipper School.

And below photo shows Quipper School International Marketing Director, Takuya Homma presented the award to Ms. Mercedes M. Flores, Principal of New Era Elementary School. Also in photo is Dr. Freddie Avendano, Assistant Superintendent of DepEd Quezon City and Mr. Ryan M. Guerrero, Business Development Officer of Quipper School.


To know more of the application visit www.quipperschool.com or visit their facebook account www.facebook.com/quipperschoolphilippines and twitter @QuipperApps.